Mumbai, Maharashtra, India: Zurich
Kotak General Insurance, an insurer provides valuable insights on how to choose
the right travel insurance for your destination abroad. As travel restrictions
have eased post COVID-19 pandemic, many people are travelling abroad. To ensure
adequate protection against unexpected circumstances it is very important to
have a travel insurance coverage during international trip. While there are
many travel insurance plans available, selecting the right travel insurance
policy for your destination can be a challenge.
Why travel insurance matters?
Travel insurance offers financial protection against
unforeseen events, such as trip cancellations, medical emergencies and
lost/delay of checked-in baggage. Also, in countries like Schengen nations, UAE
and Turkey, it is mandatory to have valid travel insurance to
obtain visa while travelling.
Key considerations while choosing travel
insurance
·
Destinations: It is
essential to research your destination’s specific requirements while choosing travel insurance policy.
·
Policy type: Select
between single trip,
multi trip or annual
policies [SS(K1] [VC2] based on
your travel frequency.
·
Coverage limits: Ensure
adequate coverage for trip cancellations, medical expenses or emergency
evacuations.
·
Pre-existing conditions: Disclose
any pre-existing medical conditions to avoid any further claim
rejections.
·
Insurer’s reputation: Research
thoroughly the insurer's reputation, coverage plans and customer reviews.
AdditionalKey
considerations features[SR(K3]
·
Ensure the travel insurance policy meets
visa requirements and destination-specific documentation needs.
·
Look for 24/7 support, assistance and
registering the claim by travel insurance provider.
Tips for
purchasing travel insurance[SS(PMK5] [VC6]
Compare plans [SS(K7] [VC8] online and
purchase the best suitable travel insurance as per specific needs and
requirements.
· Read
policy terms and conditions, limitations and exclusions carefully before
purchasing travel insurance.
· Purchase
travel insurance promptly after booking your international trip for reasonable
price.
· Check
for the assistance company and their local network medical services providers.
The final note
Selecting the right travel insurance for destination
requires careful consideration of multiple factors. Travellers can ensure a
safe and enjoyable journey by understanding policy options, terms and
conditions and destination requirements. So, don’t forget to select the right
travel insurance from Zurich Kotak General Insurance for your next destination
abroad.
About Zurich Kotak General Insurance
Company (India) Limited (Formerly known as Kotak Mahindra General Insurance
Company Limited)
Zurich Kotak
General Insurance Company (India) Limited is a 70:30 joint
venture between Zurich Insurance Group and Kotak Mahindra Bank. The Company got
its new name ‘’Zurich Kotak General Insurance Company (India) Limited’’ in the
month of August 2024, following Zurich Insurance Group’s 70% acquisition in
Kotak Mahindra General Insurance Company Limited. It is the youngest and one of
the fastest growing non-life insurance franchises in India.
Kotak
General Insurance was established in 2015 to service the growing non-life
insurance segment in India. The company aims to cater to a wide range of
customer segments & geographies offering an array of non-life insurance
products like Motor, Health, Home etc. As a practice, the company seeks to
provide a differentiated value proposition through customized products and
services leveraging state of art technology and digital infrastructure.