Mumbai, Maharashtra, India: Zurich
Kotak General Insurance, an insurer highlights the importance of
travel insurance for international trips. International travel has become more
accessible and affordable in today’s world. However, with the excitement of
exploring new destinations comes the risk of unforeseen circumstances that can
turn your dream trip into a nightmare. That's where travel insurance comes in –
a crucial protection that can save you from financial ruin and emotional
distress.
Uncertainty is the only certainty
International travel is naturally unpredictable as flight
cancellations, medical emergencies, natural disasters and political unrest can
occur without warning, leaving you helpless and vulnerable. Travel insurance provides a safety net, ensuring that
you're not left to face these challenges alone.
Financial protection
During international trips, travel insurance offers
financial protection against:
·
Trip
cancellations: Reimbursement for non-refundable trip expenses due to unforeseen
circumstances.
·
Medical
emergencies: Coverage for medical expenses - accident and illness, daily
allowance and medical evacuation.
·
Travel
delays: Compensation for flight delays, missed connection and lost/delays in
checked-in baggage.
·
Travel
documents: Assistance with replacing loss of passports and other travel
documents.
Don't rely on chance
While many travellers believe they can rely on their health insurance
policy or credit card
to cover unexpected events like medical emergencies or trip cancellations, this
is often not the case. Travel insurance is particularly designed to address the
unique risks associated with international travel. Take a look at Smart Travel from Zurich Kotak General Insurance for its
features like OPD treatment, loss/delays of checked-in baggage, medical evacuation,
etc.
Choose the right policy
Here's how to select the right travel insurance policy
during international trips:
·
Policy
coverage: Read your policy documents carefully to ensure it covers your
specific needs and destinations.
·
Insurer’s reputation: Research the insurer's reputation, coverage
plans and customer reviews.
·
Policy
flexibility: Opt for a policy that allows you to customise coverage and adjust
to changing circumstances.
The final note
International travel can be a life-changing experience,
but it's important to be prepared for the unexpected circumstances. Travel
insurance is a crucial investment that can provide financial protection, peace
of mind and access to expert assistance. Don't embark on your next international
adventure without travel insurance.
About Zurich Kotak General Insurance Company (India) Limited (Formerly
known as Kotak Mahindra General Insurance Company Limited)
Zurich Kotak General Insurance Company (India) Limited is
a 70:30 joint venture between Zurich Insurance Group and Kotak Mahindra Bank.
The Company got its new name ‘’Zurich Kotak General Insurance Company (India)
Limited’’ in the month of August 2024, following Zurich Insurance Group’s 70%
acquisition in Kotak Mahindra General Insurance Company Limited. It is the
youngest and one of the fastest growing non-life insurance franchises in India.
Kotak General Insurance was established in 2015 to service
the growing non-life insurance segment in India. The company aims to cater to a
wide range of customer segments & geographies offering an array of non-life
insurance products like Motor, Health, Home etc. As a practice, the company
seeks to provide a differentiated value proposition through customized products
and services leveraging state of art technology and digital infrastructure.